The first step to building a strong insurance program is getting to know your business.
Knowing how you operate and understanding exactly what it is you do is crucial in ensuring your coverage is suitable.
Our Services
Risk Assessment
We will spend the time to review your business and its’ exposures and carefully consider the risks. Once we’ve done this, we’ll give you our expert recommendations on how you can look to protect yourself against them.
Professional Advice
You mightn’t want to insure all of your different exposures, but you’ll need to know what they are to make balanced decisions.
Some risks are too great to hold yourself and need transferring to an insurer. Our professional advice will help cut through the noise and give you a clear view of your business risks so you can decide which ones you want to transfer.
Our advice is structured, easy to understand and commercially considered to help you make informed decisions that are best suited to your situation.
Cover Placement
MMSE have relationships with all of the major insurers and underwriting agencies both locally and internationally.
It’s these connections to the wider insurance market that help us explore the options available and place your covers with the insurers that best suits. Using our size and the market leverage of the McLardy McShane Group we have a distinct advantage when it comes to negotiating cover and premiums.
This strength is a valuable asset that we use to ensure your business gets the best possible results.
Claims Management
When your business suffers a loss, the enormity of the recovery tasks can be daunting and overwhelming.
MMSE are here to guide you through it by working closely with the insurers and other stakeholders to manage and guide the entire claims process for you.
Whether it is a small accident or major loss, we have the experience and expertise to help get you back on track so you can simply focus on getting back to full scale operation again.
Policy Renewals
Policies will typically require annual maintenance and renewal to ensure continuous ongoing cover.
MMSE are here to help you through the annual policy renewals to help make sure it remains suitable to your business, ensure the cover remains the best possible option and may re-negotiate your policies with other insurer markets.
Contract Reviews
Contracts and contractual obligations can be complex and time consuming to understand.
MMSE can help by navigating you through it in plain English and offers contract reviews as part of their ongoing service. Whether your business simply enters into sub-contractor agreements, general contracts with other businesses or is required to hold particular insurance as part of a tender, there’s often clauses that can extend your liability far beyond what is typical.
We’ll help identify these issues and bring them to your attention to help you deal with them or insure against them, wherever possible.